Friday, September 25, 2009

Pre-existing Conditions and Insurance Pools

http://prescriptions.blogs.nytimes.com/2009/09/24/pre-existing-conditions-and-insurance-pools/?scp=1&sq=exchanges%20would%20be%20required%20to%20take%20all%20comers&st=cse


- Hide quoted text -
---------- Forwarded message ----------
From: barry levine <levinebar@gmail.com>
Date: Fri, Sep 25, 2009 at 8:53 AM
Subject: re: Pre-existing Conditions and Insurance Pools
To: letters@nytimes.com


To the Editor:
    The HealthCare bill currently in front of the Senate Finance Committee would create a problematic "high risk pool" for people with pre-existing conditions. The problems grow insuperable in 2013, when regular insurance exchanges "would be required to take all comers".  In such a system, I would be motivated to carry the cheapest insurance available, but to buy up to a more comprehensive plan if and when I were hit by a bus or diagnosed with cancer. A private insurer "required to take all comers" would be in an untenable position. I don't pretend that SinglePayer is the only way forward, but the package in front of the Senate Finance Committee doesn't even pass the giggle test.
Barry Levine

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